Self Plus Credit Card — Graduate to Unsecured Credit

About the Self Plus Card

The Self Plus Card is an unsecured credit card, meaning no security deposit is required. It's available to existing Self customers who have demonstrated responsible payment behavior — a graduation path from the Credit Builder Account or Secured Visa Card.

How to qualify

• Have an active Self Credit Builder Account or Secured Visa Card for 6+ months
• A history of on-time payments
• Pass Self's eligibility review (income, expenses, credit check)

Card details

• No security deposit required
• Minimum starting credit limit of $200
• $35 annual fee
• Variable APR of 30.99%
• Reports to all 3 credit bureaus