Yes. Self Cash is offered by Self Financial, Inc., founded in 2014 in Austin, Texas. It partners with FDIC-insured banks including Lead Bank, Sunrise Banks N.A., and First Century Bank N.A. Self has served over 1 million customers with a 4.9-star app rating.
No. Self Cash performs no credit check — hard or soft. All credit scores are welcome, including no credit history at all.
$25 to $300 based on your eligibility. Initial amounts for new customers may be lower, and amounts may change periodically.
Free ACH delivery takes 1–3 business days. Instant delivery to your debit card costs $3–$6 with same-day funding.
No. Self Cash advances are not reported to credit bureaus. However, Self's Credit Builder Account and credit cards do report to all three bureaus to help you build credit.
No. Self Cash is a standalone product. You only need the Self app, a linked bank account, and a debit card.
An installment loan held in an FDIC-insured CD. You pay $25–$150/month for 24 months, and every payment is reported to all 3 bureaus. At the end, you get your savings back minus interest and fees.
No. The secured Self Visa is for purchases only — no cash advances or ATM withdrawals. Self Cash and the Self Visa are separate products.
No. Self Financial, Inc. is a fintech company that partners with FDIC-insured banks — Lead Bank, Sunrise Banks N.A., and First Century Bank N.A.